Insurance Planning
Discover Our Insurance Planning Services
There are numerous perils that could derail our financial plans at any time. At Lisle Financial Group, we believe that saying, “I was going to…” is no way to start a conversation with the people you love. Because of this, our advisors consider insurance planning to be a crucial component of any successful comprehensive financial plan.
Reducing financial pitfalls can be difficult without a comprehensive plan, so we take the time to identify risks and the appropriate insurance coverages to mitigate those risks. To protect yourself, your loved ones, and the things you hold dear, we utilize the following insurance tools.
*Fixed Annuities are long-term insurance contracts, and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees, and features, and may cap participation or returns in significant ways. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty.
- Individual Life Insurance
- Disability Income Insurance
- Health Insurance (ACA Certified)
- Medicare Supplement Insurance
- Long Term Care Insurance
- Critical Illness Insurance
- Lifetime Income Annuities
Insurance for Business Owners
Being a business owner possesses its own unique challenges when it comes to insurance planning and mitigating or transferring risk. We utilize a variety of insurance tools to create a strategy to protect you and your business.
- Key Person Insurance
- Business Continuity Planning
- Group Disability Income Insurance
- Group Life Insurance
- Group Dental Insurance
- Group Vision Insurance